Open Enrollment Period
Spring Open Enrollment- for all new spring semester students is December 16, 2024 - January 31, 2025. All new spring semester students must either enroll in the CMU medical SHIP or apply to waive it during this time. SHIP enrollments and waivers do not carry over each academic year.
Enroll in the SHIP
Each academic year, students are required to enroll in CMU's student medical insurance plan or obtain a SHIP waiver. Students must take this action during their Open Enrollment period, through the insurance portal in Student Information Online (SIO).
This process is required each academic year. Enrollments and waivers do not carry over from the previous academic year.
- Open enrollment periods correspond with a student's first active semester at CMU each academic year.
- By default, a placeholder charge for the CMU SHIP is posted on your student account. During open enrollment this placeholder charge, and payment of this fee, does not indicate a SHIP enrollment. Students must submit their enrollment through SIO.
- Students who do not complete open enrollment will be auto-enrolled in the SHIP medical plan (not recommended).
- Optional dental and vision plans are available during a student’s open enrollment period, or due to a Qualifying Life Event.
- The SHIP coverage year is August 1 - July 31.
SHIP Eligibility
You are eligible to enroll in the CMU SHIP if you are:
- A full- or part-time degree-seeking Carnegie Mellon student. To maintain SHIP enrollment for the full coverage year, students must remain enrolled at CMU for the first 31 calendar days from the start of classes of their first active semester. Students who separate from the university within the first 31 days of that semester will have their SHIP enrollment(s) terminated the first of the following month.
- The spouse/domestic partner or dependent of an enrolled student. Dependents can be enrolled during their student’s open enrollment period, or after open enrollment due to a Qualifying Life Event.
Qualifying Life Event (QLE) Enrollments
Outside of Open Enrollment, students can enroll in or add eligible dependents to their SHIP due to a Qualifying Life Event. Students have 90 days from the event to submit their enrollment and QLE documentation. This applies to the student medical, dental and vision plans.